Providing a wide variety of insurance services.

About Us

North American Life Insurance Company Limited (Nalico) and North American Fire and General Insurance Company Limited (Nafico) are two of the largest life and general insurance companies with fifteen (15) branches across Guyana.

Nalico and Nafico are wholly owned subsidiaries of the Edward B Beharry & Co. Ltd.

Nalico was incorporated on 28th August 1989 and in 1992 acquired the local operations of American Life Insurance Company Limited (Alico). Nalico offers a wide range of Life, Health, Pension and Annuity products.
Nafico commenced operations on the 3rd May 1993 and offers a wide range of Property, Liability and Motor Insurance products.
In 1998 we were the first to offer motor insurance to drive in Suriname and currently offer this service FREE to drive there as well as Brazil.

Our business strategy is to align our focus of satisfying customer needs by continuing innovation in our product designs, expand our presence within the geographical locations of Guyana, maintain operational efficiency and ultimately provide an excellent service to our policyholders.

We are consistently responsive to the growing demand for technologically advanced communication with our policyholders. Our management team with over 120 years of experience is fully equipped to deliver the best advice and administer the most prudent underwriting and fair claim settlement process.

We’re your friends for life.

Our Core Values



Our core values are our belief and fundamental guiding principles with which we operate.
Our values are defined by the following operating principles.
  Integrity – We are characteristically a company of high morality. Trustworthiness, fairness, and ethics are embedded in the corporate culture of our company.

  Efficiency- At the functional level, operational efficiency is our motto. We believe in quality, timeliness and cost control.

  Our Team – We are compassionate about employee’s happiness and development. We provide motivation to our employees through education, training, excellent working conditions and our open-mindedness to suggestions.

  Customer Service – We believe in being dependable and Reliable to our customers through Respect for our promise to fulfill their needs in time of a loss.

Our Vision


We will continuously strive to uphold our belief in professionalism and operational efficiency. Our aim is to transform our present capabilities into core competencies in order to proactively satisfy foreseeable customer needs. At NALICO/NAFICO we envision a future filled with sustainable development for both our company and our customers.

Our Mission Statement

We are committed to professionalism in meeting the diversified insurance needs of our policyholders. Our unique core capabilities makes us a leader in the Guyana Insurance market. We are a company of solid financial standing which guarantees long term solvency in meeting our obligations to our policyholders. NALICO/NAFICO is steadfastly purposed to progressively provide a service that outweigh customer’s expectations.